Patēriņa kredīts kā finanšu resurss ģimenes vajadzību nodrošināšanā Covid 19 apstākļos
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Date
2022
Authors
Journal Title
Journal ISSN
Volume Title
Publisher
Rīgas Stradiņa universitāte
Rīga Stradiņš University
Rīga Stradiņš University
Abstract
Bakalaura darbs “Patēriņa kredīts kā finanšu resurss ģimenes vajadzību nodrošināšanā Covid-19 apstākļos” pēta un iezīmē tendences ģimenes vajadzību nodrošināšanā, kā arī resursus un iespējas kādas ģimenes izvēlās izmantot, lai sasniegtu vēlamos mērķus. Bakalaura darbā “Patēriņa kredīts kā finanšu resurss ģimenes vajadzību nodrošināšanā Covid-19 apstākļos” tika izvirzīts mērķis izanalizēt patēriņa kredītu kā resursu ģimenes vajadzību nodrošināšanā. Teorētiskajā daļā apkopojot informāciju par Latvijā esošo ģimeņu iedalījumu, ģimeņu ienākumiem un izdevumiem, resursiem un to pieejamību, finanšu resursiem, finansiālo pratību un risku izpratni. Pētnieciskajā daļā tika veikta aptauja interneta vidē mērķa grupai ģimenes ar bērniem un trīs padziļinātās intervijas ar ģimenēm, kurām ir dažādas pieredzes kredītsaistībās. Tika noskaidrotas patēriņa kredīta kā resursa ģimenēs ar bērniem izmantošana, atdošanas grūtības un riski, kas rodas uzņemoties kredītsaistības, prasmes un zināšanas, kādas nepieciešamas veicot kredītsaistību izpildi.
The bachelor's thesis "Consumer credit as a financial resource for meeting the needs of the family in Covid-19" explores and outlines trends in meeting the needs of the family, as well as the resources and opportunities that families choose to use to achieve the desired goals. The aim of the bachelor's thesis “Consumer credit as a financial resource for meeting the needs of the family in the conditions of Covid-19” was set to analyze consumer credit as a resource for meeting the needs of the family. The theoretical part summarizes information on the division of families in Latvia, family income and expenses, resources and their availability, financial resources, understanding of financial literacy and risks. In the research part, a survey was conducted on the Internet for the target group of families with children and three in-depth interviews with families with different experiences in credit. The use of consumer credit as a resource in families with children, the difficulties of returning and the risks involved in assuming credit obligations, skills and knowledge required to fulfill credit obligations were identified.
The bachelor's thesis "Consumer credit as a financial resource for meeting the needs of the family in Covid-19" explores and outlines trends in meeting the needs of the family, as well as the resources and opportunities that families choose to use to achieve the desired goals. The aim of the bachelor's thesis “Consumer credit as a financial resource for meeting the needs of the family in the conditions of Covid-19” was set to analyze consumer credit as a resource for meeting the needs of the family. The theoretical part summarizes information on the division of families in Latvia, family income and expenses, resources and their availability, financial resources, understanding of financial literacy and risks. In the research part, a survey was conducted on the Internet for the target group of families with children and three in-depth interviews with families with different experiences in credit. The use of consumer credit as a resource in families with children, the difficulties of returning and the risks involved in assuming credit obligations, skills and knowledge required to fulfill credit obligations were identified.
Description
Sociālais darbs
Social work
Sociālā labklājība
Social Welfare
Social work
Sociālā labklājība
Social Welfare
Keywords
Ģimenes ar bērniem, patēriņa kredīts, resursi, kredītsaistības., Families with children, consumer credit, resources, credit obligations.