Fizisko personu atbrīvošana no saistībām regulējuma attīstība Latvijas Republikā
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Date
2021
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Rīgas Stradiņa universitāte
Rīga Stradiņš University
Rīga Stradiņš University
Abstract
Maģistra darba nosaukums ir „Fizisko personu atbrīvošana no saistībām: regulējuma attīstība Latvijas Republikā”.
Latvijas Republikas Satversmē ir noteiktas tiesības uz sociālo drošību. Par to nopietnu apdraudējumu jāuzskata fakts, ka teju ceturtdaļa no Latvijas Republikas iedzīvotājiem 2020.gadā ir pakļauti nabadzībai vai nabadzības riskam.
Kā viens no iemesliem augstajam nabadzības riskam ir saistības, kuras fiziskās personas nav spējīgas nokārtot, bet nevar arī no tām atbrīvoties, jo maksātnespējas procesam nepieciešamais minimālo saistību apmērs ir lielāks par šīm personām esošo neizpildāmo saistību apmēru, līdz ar to nepieciešams risinājums valstiskā līmenī.
Darba mērķis ir, analizējot fiziskās personas atbrīvošanu no saistībām regulējošos tiesību aktus, judikatūru, tiesību doktrīnu un citu ES dalībvalstu pieredzi, identificēt problēmas normatīvo aktu piemērošanas praksē un piedāvāt to risinājumus.
Tika secināts, ka atbrīvošana no saistībām nav kļuvusi pieejamāka, banku sektoram nav konkrētu nosacījumu un regulējuma atbrīvošanai no saistībām, lai pilnveidotu Latvijas atbrīvošanas no parādsaistībām jomu nepieciešami normatīvo aktu grozījumi un papildinājumi.
Darbs iedalīts trīs nodaļās, un tā kopējais apjoms ir 76 lapaspuses.
Master’s thesis is “Releasing natural person from debts: regulation development in Latvian Republic”. Rights to social security are included in the constitution of Republic of Latvia. We must consider it a great threat that nearly one fourth of Latvian Republic’s population in 2020 are already in the risk zone to life in poverty or already living in it. One of the main reasons to the high poverty risk are obligations that the individuals are not capable of carrying out, but it is also impossible for them to get rid of them because to start bankruptcy process, natural person in Latvian Republic needs to have bigger debts than they do, therefore solution in national level is needed. Aim of the scientific research is to identify problems concerning the topic on applying regulation and to offer possible solutions based on analyzed legal regulations, legal doctrine and court decisions, taking in consideration experience of other countries in the EU. It is concluded that releasing from debt has not become easier, bank sector has no regulation for releasing natural person from debt, to improve releasing natural person from debt in Latvia there are changes and amendments needed in regulation. Scientific research is divided into three chapters, and the total amount is 76 pages.
Master’s thesis is “Releasing natural person from debts: regulation development in Latvian Republic”. Rights to social security are included in the constitution of Republic of Latvia. We must consider it a great threat that nearly one fourth of Latvian Republic’s population in 2020 are already in the risk zone to life in poverty or already living in it. One of the main reasons to the high poverty risk are obligations that the individuals are not capable of carrying out, but it is also impossible for them to get rid of them because to start bankruptcy process, natural person in Latvian Republic needs to have bigger debts than they do, therefore solution in national level is needed. Aim of the scientific research is to identify problems concerning the topic on applying regulation and to offer possible solutions based on analyzed legal regulations, legal doctrine and court decisions, taking in consideration experience of other countries in the EU. It is concluded that releasing from debt has not become easier, bank sector has no regulation for releasing natural person from debt, to improve releasing natural person from debt in Latvia there are changes and amendments needed in regulation. Scientific research is divided into three chapters, and the total amount is 76 pages.
Description
Tiesību zinātne
Law Science
Tiesību zinātne
Law Science
Law Science
Tiesību zinātne
Law Science
Keywords
nabadzība, parādsaistības, fiziskā persona, maksātnespēja, poverty, debt, natural person, bankruptcy